• Assess the proposed risks within set standards. • Review all insurance applications with medical –determine the profiles of risks presented to the company for insurance and assess their acceptability or otherwise. • Maintain high standard level of customer service – responding to medical underwriting enquiries. • Process endorsement requests with material changes to the insurance contract. • Communicate with clients on the renewal terms. • Liaise with intermediaries and direct clients on issues relating to their policies for various classes of business. • Apply the credit control policy by ensuring that debit/credit notes raised are mailed and that they reach the clients/intermediaries within the shortest time possible. • Underwriting of renewal business for Group life and Credit Life. • Analyze the risks accepted and ensure risks are ceded properly. • Ensure that all acceptances are protected by proper reinsurance arrangement on a back-to-back basis without any gaps in risks accepted and reinsurance protection availed. • Obtain all necessary underwriting information required to place the risk in the local reinsurance market. • Arranging proper reinsurance protection as and when required. • Place reinsurance directly to the market or through the broker whether on facultative or any other basis depending on the need of the situation. • Assist in the administration of the reinsurance program. • Ensure timely submission of closing and accounting documents as well as for settlement of premium recovery of claims from reinsurers. • Ensure accuracy of reinsurance contract with reference to original terms at which reinsurance is accepted. • Maintain efficient communication lines between the company and brokers and other intermediaries. • Prepare reinsurance underwriting and claims statistics on a regular basis and update the same at periodic intervals as per requirement. • Review reinsurance payments/recoveries relating reinsurance premium, commissioning and claims. • Premium adjustments and returns. • Ensure prompt claims recovery. • Liaise with intermediaries and direct clients on issues relating to their policies for Group Life, Credit Life and Sacco business. • Apply the credit control policy by ensuring that debit/credit notes raised are mailed and that they reach the clients/intermediaries within the shortest time possible. • Collate underwriting requirements and request for quotations. • Discuss the Projections with Reinsurers and ask for quotes. • Negotiate Treaty Terms. • File treaties and other Reinsurance Arrangements with IRA. • Update treaties in the insurance system. • Facilitate facultative agreements for the identified risks. • Underwriting of renewal business for Group life and Credit Life. • Underwriting of New Group life and Credit Life Business. • Underwriting of New Individual Life Business. • Underwriting of Reinstatement Individual Life Business. • Liaise internally with other members of the team to ensure effective and efficient execution of client’s requests. • Delegated Authority: As per the approved Delegated Authority Matrix.

• Business related University Degree – insurance, statistics, accounts preferred. • Professional Insurance qualification (ACII, FLMI or AIIK or equivalent). • Must have 1-3 years’ experience in Underwriting. • Must have Knowledge of Group Life, Credit Life and Sacco Business.