Relationship Officer Micro
Kampala, Uganda * Full-time
Finance Trust Bank
Business Adminstration
Total Positions:
Location: Kampala, Uganda
Full-time
Salary: Attractive
Posted 1 year ago
To implement credit policies and procedures in line with the operating manuals and the strategic plan.
KEY DUTIES AND RESPONSIBILITIES
• Initiate credit applications for new and existing customers by completing the documentation (including financial analysis) and submitting to credit for approval in line with credit policies and procedures.
• Present loan proposals to Branch credit committees for decision making and giving feedback to applicants in line with the lending policy and procedures of the bank.
• Monitor and evaluate performance of loans in line with disbursement terms and conditions
• Liaise with credit to initiate recovery actions for loans in default and written off loans in line with the credit policy guidelines and procedures
• Grow deposit level of customers in the assigned portfolio as a way of growing share wallet.
• Mobilize and sensitize customers about bank products in line with the branch work plan
• Drive the selling of bank products in order to grow assets and liabilities and revenues in accordance with established targets
• Carry out effective relationship management through regular visits, timely feedback to customers and continuous anticipation of their needs with the aim to exceed their expectations.
QUALIFICATIONS / SKILLS
• A Honours degree in business administration, commerce, economics or any other related field from a recognized university.
• Post-graduate qualifications / Professional Course in relevant discipline would be an added advantage.
• Minimum of one-year experience with an established financial institution and demonstrable track record in the field of sales and relationship management.
• Sound Understanding of Laws and regulations relating to lending in Financial Institutions.
• Good verbal and written communication skills
• Advanced, computer literacy, numerical skills and statistical skills.
• Team player, ability to work under pressure and in position to exercise excellent judgment
• Good Sales and Marketing skills.
• Good knowledge of MS Office applications.
• Good teamwork skills.
• Customer centric
• Excellent communication and presentation skills
• High level of Integrity, confidentiality and self-initiative
• Positivity and flexibility towards change
• Willingness to work in the field at least 60% of the time.
• Willingness to work outside the Central Business District of Kampala
• Motorcycle riding skill is an added advantage.
HOW TO APPLY
Please follow the application instructions provided in the full job description above.
CLICK HERE TO APPLYDeadline: Expired
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