• MSME Product Development: Design and define MSME loan products, eligibility criteria, credit policies, risk models, and SOPs tailored to micro, small, and medium enterprises. • Credit & Risk Infrastructure Setup: Establish credit appraisal processes, risk control mechanisms, and portfolio monitoring tools, including credit bureau integration. • Regulatory Compliance & Reporting: Align MSME operations with RBI guidelines, implement internal audits, and develop MIS and regulatory reporting frameworks. • Operational & Credit Policy Development: Draft, update, and standardize policies and procedures to ensure efficient and compliant MSME operations across branches. • Market Benchmarking: Analyze competitors to ensure ASAI’s MSME offerings remain competitive in pricing, structure, and delivery, recommending improvements as needed. • MSME Portfolio Growth & Client Migration: Identify eligible microfinance clients for MSME graduation and design structured migration processes to expand the MSME portfolio. • MSME Staff Training & Capacity Building: Train Loan Officers and Relationship Managers to deliver MSME products effectively, focusing on product knowledge, credit assessment, and client servicing. • Budgeting & Forecasting: Contribute to MSME vertical’s annual budgeting, forecasting portfolio growth, and revenue targets, and operational resource needs. • Target Setting & Performance Monitoring: Define and track branch-level targets aligned with ASAI’s MSME growth goals, ensuring progress and support where needed. • Data-Driven MSME Reporting & Insights: Collaborate with data teams to produce periodic reports, providing insights into risk trends, portfolio health, and operational performance.

• University degree in Banking, Economics, Finance or related discipline is preferred. • Minimum 8 years’ experience in Financial Services Business Development; 2 of which should be at management level. • Solid understanding of Policies, Processes and Procedures relating to Credit and Business • Solid understanding of Credit risk modeling and underwriting • Solid grasp of Risk control frameworks and credit bureau systems • Solid understanding of Competitor analysis in MSME financial services • Solid grasp of MSME sector & business model, its strategy and all of its products and services; • Solid grasp and interpretation of industrial and national economic trends; • Required Competencies • Strategic Thinking & Conceptualization: Strong ability to think strategically, develop concepts, and align initiatives with business goals. • Training & Capacity Building: Skilled in designing and delivering effective training programs to build team capabilities. • Business & Financial Acumen: Solid understanding of financial principles, business models, and operational economics. • Credit Risk Management: Proven expertise in assessing, managing, and mitigating credit risk within lending portfolios. • Decision-Making & Problem-Solving: Strong analytical thinking, sound judgment, and the ability to resolve complex issues efficiently. • Communication & Presentation: Excellent verbal, written, and presentation skills, with the ability to convey information clearly to diverse audiences. • Collaboration & Interpersonal Skills: Effective team player with strong interpersonal abilities to build and maintain internal and external relationships. • Stakeholder Management: Skilled in managing expectations and engagements with cross-functional teams and external partners.

Applicants who meet the above requirements can send their applications, Curriculum Vitae, copies of relevant academic and professional qualifications, contact details for three (03) professional referees and a day-time telephone number, to the address below: The Head Human Resource & Administration, ASA Microfinance (U) Ltd, Plot 5195 Buye- Kigowa, Ntinda, P.O. Box 245, Ntinda Kampala, Uganda Email: head.hr@asauganda.com Deadline: Wednesday, 8th October, 2025, at 5:00 pm ASA Microfinance (U) Ltd is an equal opportunity employer and aims to attract and select a diverse workforce, ensuring equal opportunity to everyone, irrespective of race, age, gender, class, ethnicity, disability, location, and religion.