• Risk Governance and Strategy • Develop and oversee the Bank’s enterprise risk management (ERM) framework, integrating ESG, sustainability, digital transformation, technology risks, and business continuity considerations. • Define and communicate the Bank’s risk appetite and tolerance levels to stakeholders, ensuring alignment with both strategic and technology-driven initiatives. • Embed risk considerations into strategic planning, digital transformation roadmaps, decision-making, and operational processes. • Risk Identification, Assessment, and Mitigation • Identify, assess, and manage risks across all domains. • Incorporate fraud detection and prevention mechanisms into risk assessments, leveraging analytics and real-time monitoring tools. • Evaluate business continuity risks, including potential disruptions to operations, supply chains, and technology infrastructure. • Develop and implement risk assessment tools, fraud detection frameworks, and climate risk models to monitor and mitigate exposures. • ESG, Climate Risk, and Sustainability Risk Management • Oversee the development and maintenance of an Environmental and Social Management System (ESMS) to address environmental and social risks. • Integrate climate risk considerations, including physical and transitional risks, into operational and strategic frameworks. • Monitor the Bank’s ESG performance and ensure alignment with global sustainability frameworks such as TCFD, GRI, and SASB. • Develop mitigation strategies for ESG and sustainability risks, including those related to resource efficiency, carbon emissions, and regulatory compliance. • Fraud Risk Management • Design and implement a comprehensive fraud risk management program, including preventive, detective, and corrective measures. • Lead investigations of fraud incidents, ensuring root causes are analyze, addressed and mitigated. • Foster a culture of integrity and accountability, providing fraud awareness training to employees at all levels. • Develop anti-fraud policies and response protocols. • Business Continuity Planning (BCP) and Crisis Management • Develop, implement, and oversee the Bank’s Business Continuity Plan (BCP) to ensure resilience during disruptions. • Conduct regular risk assessments and scenario planning to identify vulnerabilities in critical operations and supply chains. • Establish and test disaster recovery and emergency response protocols to address crises such as cyberattacks, natural disasters, and pandemics. • Lead the Bank’s response to risk events, ensuring effective communication, damage control, and recovery. • Conduct post-incident reviews to evaluate the effectiveness of BCP measures and identify areas for improvement. • Leadership and Culture • Promote a culture of risk awareness, accountability, and integrity across the Bank. • Provide guidance, training, and support to staff on risk management, fraud prevention, ESG, and BCP practices. • Lead and develop the risk management team, ensuring alignment with the Bank’s goals and priorities. • Reporting and Communication • Report on risk exposures, emerging threats, and mitigation strategies to the Board of Directors and Senior executives. • Provide actionable insights and recommendations to strengthen resilience against fraud, climate, and operational risks. • Develop risk dashboards and analytics for senior management. • Ensure transparency and accountability in risk communication to internal and external stakeholders. • Technology and Innovation • Leverage advanced technology, including AI-driven analytics and fraud detection tools, to enhance risk monitoring and reporting. • Utilize climate risk modelling tools to assess physical and transitional risks. • Key Performance Indicators (KPIs) • Enterprise risk maturity index and integration of digital transformation risks. • Effectiveness of fraud detection and prevention programs (e.g., reduced fraud incidents and losses). • Resilience of business operations, as measured by BCP testing outcomes and crisis response effectiveness. • Progress on sustainability targets, including carbon neutrality and ESG performance metrics. • Responsiveness and effectiveness in addressing fraud, climate, and operational risk events. • Quality and timeliness of risk reporting to stakeholders. • Stay abreast of advancements in risk management technologies.

• Bachelor’s degree in finance, business administration, risk management, environmental science, or a related field. • A master’s degree (MBA, MSc) in risk management is preferred. • Preferred Certifications • Financial Risk Manager (FRM) • Certified ESG Analyst (CESGA) • Sustainability and Climate Risk (SCR) Certificate • Certified Fraud Examiner (CFE) • Certified Information Systems Security Professional (CISSP) or Certified Information Security Manager (CISM) • Business Continuity Management (BCM) certifications, such as ISO 22301 Lead Implementer. • Work Experience • Minimum of 10–15 years of experience in risk management preferably in financial institutions. • Proven track record of developing and implementing enterprise risk frameworks. • Experience in managing environmental and social risks through ESMS and integrating climate risks into strategic planning. • Key Required Competencies & Skills • Technical Skills • Deep understanding of risk management frameworks (e.g., COSO ERM, ISO 31000) and ESG standards. • Expertise in fraud detection and prevention strategies. • Knowledge of BCP frameworks and disaster recovery planning. • Proficiency in climate risk modelling, sustainability reporting frameworks (e.g., TCFD, GRI), and ESMS. • Familiarity with risk management tools • Leadership Skills • Strong leadership and team management capabilities. • Ability to influence and collaborate with Board members, Senior Management, and Cross-functional teams. • Excellent communication and presentation skills to convey complex risk concepts to diverse audiences. • Strategic and Analytical Thinking • Strong problem-solving and decision-making skills under uncertainty. • Ability to anticipate emerging risks and proactively design mitigation strategies. • Exceptional analytical skills to evaluate and prioritize risks based on potential impact. • Behavioural Competencies • High ethical standards and integrity. • Resilience under pressure and ability to navigate crises effectively. • Adaptability to changing regulatory landscapes and evolving risk environments.