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Credit Officer

Kampala, Uganda * Full-time
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ACENET Microfinance
ACENET Microfinance is hiring a Credit Officer to perform the tasks below; ​

Category: Finance Total Positions: Location: Kampala, Uganda Full-time Salary: Attractive Posted 10 months ago
KEY DUTIES AND RESPONSIBILITIES
• Responsible for implementation of business and action plans to grow the group and individual loan portfolio. • Regular training of microfinance clients in financial literacy to enhance their ability to responsibility consume financial services. • Execute activities that foster good customer relationship, build brand loyalty and contribute to institutions profitability. • Lend and prudently manage the portfolio to remain within the required standard. • Lead internal and external sales activities to increase the loan sales to meet branch target. • Profile key customers and stake holders for better relationship management to better business and remain sustainable. • Develop innovative and efficient business growth ideas that improve loan performance • Screen applications based on established criteria, ensure adherence to credit policies, and verify the accuracy of client information; • Design sales strategies to better branch loan sales in volumes and quality. • Submit daily, weekly, monthly, quarterly, semi-annually and annual performance reports on the products and services to line manager. • Proactively plan for the loan products to yield the required target in volume and quality. • Support in implementation of marketing plans to penetrate the market segment. • Train and mentor non-credit field staff of TPO Uganda to understand the lending methodology. • Give feedback on the products and programs of TPO Uganda. • Implement policies and procedures of the organization as well as feedback on areas of improvement. • Execute any other duty that may be assigned by line supervisor and the organization from time to time. • Key Performance Indicators • Number of groups formulated. • Number of groups trained for lending and financial literacy program. • Volume of loans disbursed. • Quality of loan portfolio/ Asset in %tage (Portfolio at risk (PAR) and Non-Performing Loan (NPA) • Daily and weekly monitoring of the loans with specified amounts. • Effectively track loans to ensure they are paid on schedule and in the correct amounts • Net portfolio growth (Ugx) and Case load (number of active loans) • Income generated (Ugx in Fees and Commission)
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QUALIFICATIONS / SKILLS
• University degree in Business Administration, Commerce, Finance, Economics, Management, Statistics, Microfinance or Social Science. Post graduate training in any relevant field will be added advantage. • Skills and experience; • Attention to detail. • High level of integrity. • Able to coordinate multiple tasks. • High level of interpersonal skills. • Excellent persuasion, negotiations and analytical skills. • Entrepreneurial, proactive and ambitious. • Good verbal and written communication skills. • Customer service skills. • Business intelligence and result driven. • Fluent in Luo. • Ability to ride a motorcycle with a valid riding permit • Proficiency in basic computer knowledge.
HOW TO APPLY
Please send your CV and cover letter with 3 work related referees via email: jobs@tpoug.org or hand delivery to plot 652, Block 257, Wamala Close, Munyonyo ONLY. Include your salary history for the past 3years (Attached as one document of 2MBS) Deadline: 22nd August 2025. NB: Female candidates are strongly encouraged to apply
Deadline: Expired
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