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Credit Officer

Kampala * Full-time
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Yako Bank
Yako Bank is hiring a Credit Officer for Close supervision of borrowers, ensuring smooth operation and sustainability of Yako Bank at the branch level.

Category: Finance Total Positions: Location: Kampala Full-time Salary: not mentioned Posted 1 year ago
KEY DUTIES AND RESPONSIBILITIES
• Sensitize clients about loan products and cross-sell other Bank products in line with Bank policy. • Analyze loan applicants’ financial status, creditworthiness, and property evaluations to determine the feasibility of granting loans. • Prepare loan files for presentation to the loan committee and ensure complete documentation of all client files in line with the Credit policy. • Mobilize, educate, assess, and enroll new and existing customers for various loan products on a daily basis in line with the Credit policy. • Disburse loans to clients on a daily basis in line with the set performance targets and Credit policy. • Receive and acknowledge receipt of the security pledged by customers and hand over the same for safe custody in line with the Credit policy. • Recover loans on a daily basis to maintain portfolio at risk as per Credit policy.
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QUALIFICATIONS / SKILLS
• Degree from a recognized university. Specialization in areas of Marketing, Commerce, Humanities, or Microfinance will be an advantage. • Good analytical and report writing skills. • Computer literacy is a must. • Highly organized person with the ability to multitask. • Ability to work well under pressure and with minimum supervision. • Good written and oral communication skills. • Good interpersonal skills. • High level of integrity and self-initiative. • Willingness to work in the field at least 70% of the time.
HOW TO APPLY
Suitably qualified candidates should address their application to the Human Resource & Administration Manager, Yako Bank, Forest Mall Lugogo, Kampala, Uganda, and email it to hr@yakobank.com, along with photocopies of academic testimonials and a CV. The CV should include telephone contacts and email addresses of three referees, one of whom should be the most recent employer. Note: Only shortlisted candidates will be contacted. Please note that in line with Bank procedures, no job offers are made online.
Deadline: Expired
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