Credit Officer
Kampala * Full-time
Yako Bank
Yako Bank is hiring a Credit Officer for Close supervision of borrowers, ensuring smooth operation and sustainability of Yako Bank at the branch level.
Category: Finance
Total Positions:
Location: Kampala
Full-time
Salary: not mentioned
Posted 1 year ago
KEY DUTIES AND RESPONSIBILITIES
• Sensitize clients about loan products and cross-sell other Bank products in line with Bank policy.
• Analyze loan applicants’ financial status, creditworthiness, and property evaluations to determine the feasibility of granting loans.
• Prepare loan files for presentation to the loan committee and ensure complete documentation of all client files in line with the Credit policy.
• Mobilize, educate, assess, and enroll new and existing customers for various loan products on a daily basis in line with the Credit policy.
• Disburse loans to clients on a daily basis in line with the set performance targets and Credit policy.
• Receive and acknowledge receipt of the security pledged by customers and hand over the same for safe custody in line with the Credit policy.
• Recover loans on a daily basis to maintain portfolio at risk as per Credit policy.
Recommended for you
QUALIFICATIONS / SKILLS
• Degree from a recognized university. Specialization in areas of Marketing, Commerce, Humanities, or Microfinance will be an advantage.
• Good analytical and report writing skills.
• Computer literacy is a must.
• Highly organized person with the ability to multitask.
• Ability to work well under pressure and with minimum supervision.
• Good written and oral communication skills.
• Good interpersonal skills.
• High level of integrity and self-initiative.
• Willingness to work in the field at least 70% of the time.
HOW TO APPLY
Suitably qualified candidates should address their application to the Human Resource & Administration Manager, Yako Bank, Forest Mall Lugogo, Kampala, Uganda, and email it to hr@yakobank.com, along with photocopies of academic testimonials and a CV. The CV should include telephone contacts and email addresses of three referees, one of whom should be the most recent employer.
Note: Only shortlisted candidates will be contacted. Please note that in line with Bank procedures, no job offers are made online.
Deadline: Expired
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