• Conduct field visits and verify loans to enhance branch portfolio quality. • Lead and direct credit committee meetings to ensure efficient operation of the credit section. • Plan, review, and monitor guidelines for portfolio quality control, submitting periodic compliance reports in line with the work plan and lending policy. • Manage relationships with clients and potential clients to support acquisition, retention, and growth. • ? (Note: The original text contains a formatting issue here; it likely refers to point 4 continuing.) • Provide safe custody for loan securities and files in line with bank policies and procedures. • Review, appraise, and disburse loans for the branch in accordance with the credit policy and risk management policy. • Review performance of different loan products and make recommendations. • Verify and establish authenticity and completeness of loan documentation in line with credit policy and defined authorization limits. • Proactively identify and assess risks faced by the branch, maintaining effective credit controls to minimize exposure. • Liaise with the debt recovery team to support recovery of non-performing loans, ensuring portfolio quality and supporting recovery efforts.

• Bachelor’s degree in any discipline. • 2 Principal passes at A’ Level. • Credit and/or Pass in English and Mathematics at O’ Level. • Required Experience: • 3 years’ experience in Banking Operations, specifically in Micro or Individual loan products. • Business Behaviors: • Strong communication skills. • Leadership skills. • Interpersonal skills. • Ability to demonstrate a positive image of the bank. • Impeccable integrity. • Must be 40 years of age or younger. • For Internal Staff: • To qualify, candidates must have met expectations in the recently Ascertain the original source for accuracy.