• Quality assessment and prudent decisions on loan applications within lending discretionary limit and/or making recommendations to higher approving authority. • Compliance with target turnaround time and the agreed Service Level Agreement (SLA). • Provide leadership for the credit team reporting to the Head of Credit in view of establishing and maintaining a high performing and motivated team. • Provide prompt guidance, mentoring, coaching and support on aspects of credit to all credit teams across branch network. • To grow the good book whilst minimizing risk. • Provide the lead technical support on development of new and reviewing existing credit products and credit appraisal tools. • Identify training needs of credit teams in head office and across branch network through branch visits, spot checks and observations and recommend appropriate credit upskilling. • Assist the Head of Credit and or Senior Credit Manager on all credit related issues delegated and act in their capacity while they are away.

• Sanction credit applications within delegated lending discretionary authority for KCB Bank Uganda. • Assess and recommend for approval credit applications above delegated lending discretionary authority. • Monitor daily work allocation to ensure equitable distribution. • Monitor pre-approved loan applications pending with business to ensure they are sanctioned within SLA. • Follow up on reviews (expired and expiring) with the relationship managers/branches. • Other Duties • Conduct credit training or recommend necessary for RMs • Participate in the 360 Degrees and customer survey feedback reviews. • Job Description Document • Review new/re-packaged credit product proposals. • Ensure applications are processed within TAT to avoid long outstanding CQ items. • Conduct periodic customer visits to ensure proper utilization of facilities or assess the business prior to lending on sample basis • Any other duties delegated from time to time